The Paradox of Insurance: You Buy It & Hope You Never Use It
When we buy something, we hope we get as much use out of it as possible.
Not the case with insurance.
Just because you didn't file a claim does NOT mean your insurance coverage wasn't useful.
When it comes to short term/long term disability, term life, umbrella, home/auto, long-term care, you hope you never need any of it.
The utility of insurance lies in its protection against catastrophic events.
The fact that you aren't up at night worrying about what could happen tomorrow?
That's insurance at work.
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