How We Can Help
BUSINESS PLANNING
Entity formation
Working capital analysis
Growth & margin forecasting
Income & expense deferral
QSBS eligibility
QBI deduction analysis
Retirement plan selection
Salary vs. distribution analysis
Buy/sell agreement review
Exit planning
INVESTING
Risk tolerance analysis
Savings rate review
Asset allocation
Tax-loss harvesting
Portfolio rebalancing
Equity compensation strategy
529 plan review
Donor-advised fund strategy
INSURANCE
Health insurance review
Company benefits review
Life, home, auto and liability
Disability insurance
E&O insurance
Key man insurance
CASH FLOW PLANNING
Income & expense planning
Budgeting
Emergency fund planning
Maximizing after-tax cash yield
Debt management
Cost structure analysis
Depreciation analysis
TAX PLANNING
Review of deductions & credits
Analysis of estimated tax payments
Tax deferral strategies
Roth conversion strategies
Pre-Tax vs. Roth contributions
TRUST & ESTATE
Last will & testament
Review of trust documents
Beneficiary designations
Healthcare directives
Financial power of attorney
Fees Aligned with Your Needs
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
1 follow-up meeting
A Fit For…
Do-It-Yourselfers. Those who want to manage their own investments and need a foundational plan from the outset.
Fee
Starts at $3,999
Priced based on complexity
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
2-4 review meetings annually
Available 24/7 as needed
A Fit For…
Those in need of year-round planning that is aligned with their stated goals and ideal life.
Fee
Fixed, annual fee starting at $7,999
Priced based on complexity and meeting frequency
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What You Get
2 initial engagement meetings
1 strategy presentation meeting
2-4 review meetings annually
Ongoing investment management
Available 24/7 as needed
A Fit For…
Those in need of year-round planning and portfolio management that is aligned with their stated goals and ideal life.
Fee
Assets under management fee is billed at the beginning
Typical Client Meeting Calendar
Q1
Jan - Mar
Reexamine all financial plan assumptions
Discuss personal & business goals
Income/expense projections
Personal & business debt analysis
Gather relevant tax forms for filing
Plan for quarterly estimated tax payments if necessary
Q2 & Q3
Apr - Sept
Quarterly estimated tax tracking
Revenue & cash flow tracking
Evaluation of business & personal insurance coverage
Trust & estate plan review (every other year)
Q4
Oct - Dec
Year-end cash flow debrief & upcoming projections
Year-end tax plan opportunities: deductions, credits, & deferral strategies
Explore final tax-loss harvesting and rebalancing opportunities*
Investment performance debrief*
Year-round Planning
Business cash flow tracking
Projected vs. actual revenue and profitability analysis
Portfolio rebalancing*
Tax-loss harvesting in taxable portfolios*
* For investment management clients