Debt is typically perceived as an obligation rather than a return on investment. The interest rate you are paying on a loan should be viewed in parallel with the opportunities available in other assets. Have a sub 3% mortgage when the current 30 year fixed rates are at 6%?? Keep it and pay it down slowly! Have a 20% rate on your credit card balance? Pay that balance down as soon as possible. You aren’t getting a 20% return on average from ANY risk asset.

The best outcomes when it comes to financing ultimately stem from optionality. The more options you have to either finance growth or get yourself out of a cash flow pickle, the better positioned your business will be. Here are five financing alternatives to those toxic merchant cash advances.

Merchant cash advances (MCAs) are a tantalizing form of financing. They’re quick and easy to apply for. But what’s quick and easy in the world of financing usually comes with a laundry list of caveats and red flags. Beware of MCAs!

Applying for a mortgage as a business owner? Your business is humming but your bank is giving you pushback. These tips can help make the mortgage loan application process smoother and boost your chances of getting an attractive rate.

Paying for experiences instead of things is all the rage right now. You could be missing out on some wonderful life experiences but ignoring all things. Use this 3 part test to make smarter purchases when buying tangible products.

We buy insurance in the hopes we never have to use it. That kind of investment will turn your brain into a pretzel. It doesn’t make sense. But trust me, you need it. Insurance will save you from the very worst situations.

A helpful checklist to gain more clarity on the what, why and how questions you have for your financial advisor.