What Sharks & Surfing Can Teach You About Protecting Your Wealth

Most people think sharks are the biggest risk to surfers.

Make no mistake, sharks are out there, especially this time of year in Southern California.

But the biggest risk to injury are not sharks.

And it's a useful analogy for how you should think about using insurance.

Protect against sudden death using term life insurance? Absolutely. Make sure your loved ones are taken care of in the even of your premature death.

But what about serious injury that prohibits you from doing your job?

Let's talk disability insurance, the coverage all of us need and more than half of working professionals don't have.

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